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Great tips to lower your HGV insurance premiums

Take 60 seconds for simple car safety checks

March 30, 2010

The Automobile Association (AA) is advising motorists to take just 60 seconds to do some basic checks on the car – simple checks that might just save your life.

“Spring is here, and for a lot of drivers the car will be doing its first long journey of the year in the next week,” says Director of Policy Conor Faughnan. “We want everyone to take just 60 seconds to do some basic safety checks of their vehicle.”
The AA advises that you take time to check the following:

Tyres
Having the wrong tyre pressures will affect fuel consumption. More importantly, it can also affect handling and braking. The correct pressures will be specified in the car’s handbook, which may also recommend higher pressures when carrying heavier loads. Inspect the tyres for cuts, bulges or uneven or excessive tread wear. Don’t forget to check the spare wheel and make sure that you know where to find the jack and basic toolkit as well.

Lights
Fully operating lights help to ensure that you can see and be seen and are a legal requirement at all times. It’s worth carrying a spare set of bulbs. One single working headlight is lethal – your car looks just like a motorbike to oncoming traffic. Check all lights regularly, with someone to help you if necessary. Don’t forget to include indicators, brake lights and fog lights. Lights pick up road dirt, particularly during winter. Wipe them with a cloth or newspaper to keep them clean.

Windscreen wipers
Any kind of windscreen damage may impair vision and distract attention, and can also make the windscreen dangerously weak in a crash. Your windscreen should be inspected regularly and replace a cracked or chipped screen as soon as possible. Some minor chips can be repaired by a windscreen specialist. Clean the inside of the screen regularly to reduce the blinding effect of the low sun. Windscreen wiper blades wear down over time and can smear or damage the windscreen if they become worn. Replace them at least once a year to get the best performance. Replacement kits often have universal fittings, but you must use the right adaptor to secure it properly.

The AA advises that older cars can give perfectly good service provided they are cared for, but you must not neglect servicing and should have cover in case they do break down which is inevitable eventually.

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